Home Factors, powered by PGM logo

Unique Interior & Exterior Property Intelligence

Only available from Home Factors

Risk assessment starts with understanding the home—inside and out. With Home Factors, you gain access to one-of-a-kind data covering over 90% of U.S. properties and households.

Whether you’re refining underwriting models, assessing risk more accurately, or pricing with greater precision, you’ll gain the competitive advantage other carriers are missing.

Want to see what makes our data different?

Over 50 unique Home Factor categories for risk management

  • Type of piping
  • Plumbing system leak risks
  • Age & type of appliances
  • Foundation type & defects
  • Window quality & replacement risk
  • Water intrusion location & frequency
  • Swimming pool presence
  • Roof type & defects
  • Water heater location & capacity
  • Status of electrical systems & defects
  • Type of flooring
  • Type & age of HVAC system
  • Skylight presence
  • Sump pump & condition

+ many more factors coming soon