Transform risk and underwriting with unique property data from Home Factors

Fuel your growth with robust, fast-growing data resources designed to help you thrive in an evolving industry

Our industry-leading datasets deliver actionable insights on the interior and exterior of a home, and are unique to Home Factors. From creating innovative insurance programs to simplifying regulatory reporting, our solutions help you:

  • Assess, price, and underwrite risks with speed and accuracy.
  • Deliver a seamless experience with less friction.
  • Increase efficiency and drive better outcomes across your portfolio.
  • Accelerate the home inspection process by instantly receiving reports for every property
  • Streamline report processing, receiving data faster and without the need for human intervention

60+ unique Home Factor categories for risk management

  • Water intrusion: general & location
  • Window condition and skylight presence
  • Piping (inlet and outlet) material
  • Water heater type, capacity & location
  • Electrical panel(s) capacity, location & condition
  • Electrical system condition
  • Sump pump & condition
  • Fire suppression system presence
  • Foundation type & condition
  • Swimming pool presence

+ many more factors coming soon

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Case Study: Homeowners of America

Using Home Factors in pricing and underwriting
15-20% improvement in the Gini coefficient
Now a top decile performer in terms of gross loss ratios
We have been using the Home Factors data in our underwriting and pricing over the last 2 years and it is conclusive that this data has been able to substantially improve our modeling and risk accuracy. The data is easy to access and incorporate into our modeling.
Donte Riddick, Vice President & Chief Actuary at Homeowners of America

Learn how Home Factors can help you price your policies more accurately