Transform risk and underwriting with unique property data from Home Factors

Fuel your growth with robust, fast-growing data resources designed to help you thrive in an evolving industry

Our industry-leading datasets deliver actionable insights on the interior and exterior of a home, and are unique to Home Factors. From creating innovative insurance programs to simplifying regulatory reporting, our solutions help you:

  • Assess, price, and underwrite risks with speed and accuracy.
  • Deliver a seamless experience with less friction.
  • Increase efficiency and drive better outcomes across your portfolio.
  • Accelerate the home inspection process by instantly receiving reports for every property
  • Streamline report processing, receiving data faster and without the need for human intervention

Over 50 unique Home Factor categories for risk management

  • Type of piping
  • Plumbing system leak risks
  • Age & type of appliances
  • Foundation type & defects
  • Window quality & replacement risk
  • Water intrusion location & frequency
  • Swimming pool presence
  • Roof type & defects
  • Water heater location & capacity
  • Status of electrical systems & defects
  • Type of flooring
  • Type & age of HVAC system
  • Skylight presence
  • Sump pump & condition

+ many more factors coming soon

homeowners of america logo

Case Study: Homeowners of America

Using Home Factors in pricing and underwriting
15-20% improvement in the Gini coefficient
Now a top decile performer in terms of gross loss ratios
We have been using the Home Factors data in our underwriting and pricing over the last 2 years and it is conclusive that this data has been able to substantially improve our modeling and risk accuracy. The data is easy to access and incorporate into our modeling.
Donte Riddick, Vice President & Chief Actuary at Homeowners of America

Learn how Home Factors can help you price your policies more accurately